RULES AND REGULATIONS FOR LAKE CAMELOT VILLAS HOMEOWNERS ASSOCIATION, INC. PLYMOUTH, MINNESOTA
Revised September 2016
GOAL OF THE RULES AND REGULATIONS
It is the goal of these Rules and Regulations to provide reasonable
guidelines for the residents of The Lake Camelot Villas so that the
highest quality of residential living can be attained.
The Rules and Regulations have been prepared and adopted with the
resident’s comfort and convenience as the first priority.
They have been established for the benefit of all members, and your
cooperation is paramount if this goal is to be attained. Members
are responsible for compliance with the Rules and Regulations by
their family, guests, visitors and lessees brought to Lake Camelot
In accordance with Article III, Section 4(a) of the Association’s
By-Laws, the Board of Directors shall have power to adopt and publish
rules and regulations governing the use of the Common Area and facilities,
and the personal conduct of the members and their guests thereon,
and to establish penalties for the infraction thereof.
A. Business activities designed for profit or otherwise shall not
be permitted on the Property.
B. Each owner or occupant shall comply with the Declaration, By-Laws,
Articles of Incorporation, all applicable laws, ordinances and regulations,
and shall save the Association and other owners or occupants harmless
from all fines, penalties, costs and prosecutions for violations
C. Nothing shall be done, either willfully or negligently, which
may become an annoyance or nuisance to the other owner or occupants.
No owner or occupant shall make, or permit to be made by family
or guests, any disturbing noises on the Property.
D. The agents of the Association, and any contractor or worker
authorized by the Association or it’s agent, bearing proper
identification (if practicable), may enter the unit(s) at any time
for the purpose or correcting any condition which presents a danger
or serious loss or damage to the Property, or injury or death to
any person. This allowance is necessary for the welfare of the property
E. Each owner or occupant shall be held responsible for any damage
to Association property or common areas caused by family members,
guests, invitees or tenants.
F. Particular note is also to be made of each owner or occupant’s
responsibility for their family members, guests, invitees or tenants
welfare and safety in relationship to the public streets and surrounding
property. The Association, its members and management agent are
to be held harmless in any action or occurrence involving the grounds,
surrounding land and public and private streets.
II. MEMBERSHIP AND RENTAL
A. MEMBERSHIP PROCEDURES
1. Any owner contemplating the sale of the
unit shall inform the Association Management Company, Homefront
Management, of such intent at the time the unit is offered
2. The Association will, upon request in writing to the Association
Management Company, provide Association documents, a statement
of unpaid Association fees or assessments, and other information
as required by the Governing Documents or applicable government
agencies. The Association will charge a reasonable fee for
providing this information.
3. Within thirty (30) days after the purchase
of a unit, the new owner shall register with the Association
Management Company in writing, and shall provide the following.
a. Names of all occupants and owners
at the residence address and the address at which
the owner desires to receive notices.
b. Business and home telephone numbers and Email address.
c. The nature of the owner’s intended use of
d. Any other information that relates to the operation
of the Association or that the Board of Directors
B. HOME AND GARAGE LEASING
The following Regulations have been adopted for any owner leasing
their unit and garage. These Regulations are in addition to the
Leasing Restrictions outlined in Article 4.C of the Declaration.
1. The unit and its garage must be leased
together, in their entirety and cannot be subleased.
2. Owners must inform the Association, with written notice
to the Association Management Company whenever they lease/rent
their home. Information is to be supplied to the Board no
later than the commencement of the lease. This must include:
a. A copy of the rental/lease agreement
b. A copy of the Rental License from the City of Plymouth
c. Submit resident information sheet that includes
the name, phone number and emails of the renter and
all occupants of the home, vehicle information and
d. The term of the rental agreement.
e. Any other information deemed necessary by the Board
which relates to the operation of the Association.
3. The owner must supply a copy of the rental agreement information,
requested above, each time a home is leased to a new renter/occupant.
4. The term of any lease agreement must be for
a period of not less than twelve (12) consecutive months.
5. The rental agreement must state that the
lease is subject to the restrictions of the Lake Camelot Villas
Declaration of Covenants, Conditions and Restrictions; Articles
of Incorporation; and By-Laws; and Rule and Regulations.
6. It is the owner’s responsibility to
handle all maintenance and repairs to the home that are not
the responsibility of the Association, and to make sure the
renter understands that all matters regarding maintenance
and repair of the unit are to be handled with the owner and
NOT the Association and/or the Association Management Company.
7. It is the owner’s responsibility to
supply a copy of the Rules and Regulations to the renter,
and the owner is to ensure that the renter and occupants comply
with all of the Rules and Regulations in either a written
hard copy or to direct renters to the Association website
to read and review the Rules and Regulations.
8. The Association will bring to the attention
of the owner a violation of the Rules and Regulations or Governing
Documents of the Association by a renter/occupant or their
guests. Upon notification from the Association, the Association
will enforce its Rules and Regulations in accordance with
Section XI of these Rules and Regulations herein.
9. Any renter that is not compliant with the
Rules and Regulations on a repeated basis and is disrespectful
to neighbors or other residents by causing excessive noise
or disruptions resulting in calls to the Plymouth Police on
more than 3 occasions in a 6-month period will be termed a
“problematic tenant” and the Board of Directors
reserves the right to terminate the lease of that renter.
A. No animal, fish, fowl, reptile
or insect (except as allowed in this section) may be brought into
or kept in or about the Property. Owners and occupants shall assume
full responsibility for personal injuries or property damage caused
by any pet and shall hold harmless and indemnify the Association,
its agents, officers, directors and owners and occupants against
loss, claims or liability of any kind arising out of any act of
B. The following rules and regulations pertain to the ownership
of dogs in or about the Property.
1. The maximum of two (2) domestic dogs
will be allowed to be kept by owners or occupants with the
2. Dogs must be on a leash and controlled by their owners
at all times when outside the unit or on the property. No
pets will be permitted to be tethered (tied up) outside without
the owner present AT ALL TIMES. Tethering lines shall not
be wrapped or attached to any fencing, shrub, tree, building,
utility, or other Association fixture. No tethering line shall
allow the animal to extend to a neighboring unit or roadway/fire
3. Dog owners will be responsible for IMMEDIATELY picking
up after their dogs and properly disposing of dog droppings.
When walking ones pet, the person walking the pet must have
the means for immediate picking up of dog droppings.
4. Dog barking on the property is to be strictly
controlled by the dog’s owner. Complaints from neighbors
about a dog’s barking being a nuisance and the owner
not controlling the barking will be subject to fines.
5. Homeowners are responsible for visiting dogs
to their units, and all dogs and owners will be required to
follow the rules of the Association.
6. Owners and Occupants shall assume full responsibility
for any personal injuries or property damage caused by their
7. Any dog damage or expenses which cannot be
directly assessed to a specific dog owner will be paid by
the entire Association.
8. If major pet violations are noted, please
contact the City of Plymouth.
9. Fines for violations of the Rules and Regulations
for dog owners is as follows:
a. First offense - $50.00
b. Second offense within a one year time period- $75.00
c. Third offense within a one year time frame from
first offense - $100.00 and/or permanent removal of
such dog, and resident may not be permitted to replace
d. The Association reserves the right to contract
with an outside pet waste removal company to remove
waste and assess the cost back to the owner/resident/unit.
C. Small birds, fish and a maximum of two (2) domestic
cats are allowed to be kept by owners or occupants provided that
they are housed and maintained within the owners or occupants home
except when under the direct control of the owner. No cat shall
be allowed to roam free while outside of the unit.
D. Pet owners are responsible for reimbursing the
Association and other offended parties for damage to landscaping
and/or buildings caused by their pet. Fees will be assessed after
the Annual Spring Walk-thru, which is done in April or May, weather
permitting. Homeowners are responsible for repairing all dead grass
with new sod by May 31st. Please note that grass seed is not an
acceptable method of lawn repair for significant areas of damage.
If you are not sure, which option to use, you may take a photo of
the damage and email to the BOD via the Association’s website.
E. Tethering of pets is not allowed on the common
property except the immediate area of owners unit.
F. Any disturbance by a pet, such as noise, odor or
threatening or nuisance activity, will be cause for action by the
Board of Directors to remove the offending pet from the property.
The Board of Directors has final authority in decisions concerning
pet violations under these regulations, to the extent of removing
certain pets, or some or all pets of a kind, and/or fining the owner
IV. MOTOR VEHICLES, PARKING AND GARAGES
A. Absolutely no parking is allowed on any of the boulevards in
front of units. These areas need to be free and clear of vehicles
in case of emergencies.
B. Parking outside the buildings is permitted only in designated
areas, except the driveways (which are Limited Common Elements)
are reserved for the owners of the units to which they are respectfully
C. Vehicles belonging to an owner or occupant or their guests shall
not be parked in such a manner as to impede or prevent ready access
to any home’s garage or exterior parking spaces.
D. Vehicles that are not fully parked on the driveway, but are hanging
off driveway and into the street are subject to towing. Owners may
not park their vehicles in guest parking facilities.
E. Overnight parking by residents will not be allowed nor constant,
habitual or long term parking by guests. Residents or guests in
violation will face either fines to their Association account and/or
the towing of their vehicles at the vehicle owner’s expense.
Residents with guests staying with them over an extended period
of time need to seek and receive approval from the Board of Directors
to avoid being tagged or towed.
F. Vehicles shall not be left standing anywhere on the property
in a non-operative condition. All vehicles must have current license
tags. Any abandoned vehicle will be towed at its owner’s expense,
without prior notice to the owner. No vehicle repairs will be permitted
on the Association property except as may be permitted by the Board
of Directors in writing.
G. Recreational vehicles, trucks rated at more than three-quarter
ton, commercial vehicles, buses, vans and other vehicles (other
than automobiles) will not be allowed to be parked on the property,
except for short periods of time for loading and unloading.
H. Boats and/or recreational equipment of any kind including, without
limitation, tractor trailers, other trailers of all types, recreational
vehicles, motor homes, trucks in excess of three-quarter ton, bicycles,
motorcycles, boats, all terrain vehicles and snowmobiles, are not
allowed to be parked outside or stored outside on the Association
property at any time. A twenty-four hour exception will be made
for packing and/or unpacking of boats, recreational vehicles or
trailers or moving vans
I. All cars must be moved from drives following snowfalls exceeding
one and one half (1 1/2) inches to allow for snow plowing services.
J. The Board maintains the authority to remove vehicles or recreational
equipment not in compliance with the Rules and Regulations by towing
at the expense of the owner of the vehicle or equipment without
K. Each member has control and use of his garage, except for the
following limitations, which are imposed for the safety and welfare
of all the residents:
1. Storage of flammable fluid(s) is not
allowed, except in government approved containers.
2. Explosive substances of any kind are not allowed on the
property at any time.
3. Overhead garage doors are to be closed and locked when
not in immediate use for safety as well as appearance.
4. Garages are to be used for the purpose of parking the owner’s
5. Maintenance and repair of vehicles may be undertaken in
the garage if they are not of a potentially dangerous nature
and are not a disturbance to neighbors. No repairs outside
the garage are allowed.
A. Members/residents have exclusive rights to the use of patios
attached to their units, including the placement of portable patio
furniture inside the patio’s bounds. Residents are obligated
to clean these areas.
B. Residents are to be courteous about “invading” other
resident’s “space”. Although the larger grassy
areas by the end units are Common Elements, please keep a reasonable
distance from patio doors and windows when walking.
C. Planters on patios which are planted with living plants/shrubs
are to be maintained by the owner, and plants are to be removed
upon loss of the plant.
D. Any additions, changes or alterations to the patio or surrounding
area are prohibited without specific approval by the Board of Directors
through the Association’s control of changes to the exterior
of the buildings.
E. The following items are prohibited as they relate to the use
1. Posting of signs or advertisements except
decorative garden signs or security signs.
2. Storage of tires, boxes, bicycles or any item not considered
seasonal furniture or accessories.
3. Small children’s toys may be kept on the patio provided
an excessive number of toys are not kept out. Excessive will
be determined by the Board of Directors if necessary.
4. Basketball hoops of any nature may not be stored on patios.
They may only be of a portable nature and must be stored inside
the resident's garage when not in use.
5. Wind chimes, bells, or any item that creates a noise.
6. Feeding birds, squirrels or animals that creates a nuisance
for neighbors. Homeowners will be responsible for excess maintenance
or weeding necessitated by feeders.
7. Placement and/or use of barbecue grills must be done to
not cause smoke or smell to adjoining homes. They must be
used at least 10 feet away from the building and/or siding
to comply with insurance loss prevention.
8. No storage of garbage cans or recycling containers will
9. Deep fryers, patio fire pits, chimeneas or any other type
of unit/device that is wood burning are not allowed to be
stored or used on patio areas or on any Common Area due to
potential fire hazards.
F. Any decorative patio lights, solar lights or any other décor
items that would be of a stake variety are to be placed/staked in
the landscape rock vs the grass so as to not interfere with the lawncare
services. Any damage to such items will not be the responsibility
of the Association or the lawncare company. Resident’s will
assume the risk of any damage to these items.
VI. COMMON ELEMENTS
A. REFUSE DISPOSAL
• Refuse shall be placed in containers provided by garbage
hauler and shall be placed at the end of the driveway on the morning
of collection. If the rubbish consists of large items or packing
cartons, the owner or occupant shall arrange for pick-up of such
items, and the owner making the request shall pay for the additional
• Receptacles (trash and recycle) must be stored inside garage.
They may be put out no earlier than 5 PM the day before collection
and must be back in the garages no later than 7 AM the day after
collection. If this does not work for you then please make arrangements
with a friend or neighbor.
• Continued violations of the garbage can and recycling bin
rules will subject the violators to a $25/$50/$100 schedule of fines.
Please utilize recycling container for recyclables.
B. GROUNDS AND LANDSCAPING
1. The removal of refuse or litter left on the Common Property
by any owner, occupant, or guest shall be the responsibility
of such owner or occupant. Owners and occupants shall use their
best efforts to prevent the common property from becoming unsightly.
2. Damage to the property caused by moving or carrying of
articles thereon shall be paid for by the owner or person
in charge of such articles. Damage to the property of others,
including the common elements, resulting from the misuse of
such facilities, shall be paid for by the owner or occupant
3. Residents may request a no-trim status for
their shrubs if they desire to care for them. However, if
the Board of Directors feels the shrubbery and other plants
are unsightly and not maintained properly, they will notify
resident of needed maintenance or they will be removed from
the no trim status.
4. The Board has established the following regulations
going forward relating to residents planting their own flowers.
a. Homeowners/residents may not plant
other types of shrubs other than those specified by
the Association’s Planting Key and list of allowable
shrubs. Please reference the Association website or
call the Association Management Office with questions.
b. Homeowners who wish to do some of
their own planting will be allowed certain areas.
End units may plant flowers or additional shrubs at
the side of their unit in front of the chimney chase
and in the small rock bed area next to their front
door. Interior units may plant in the L-shaped area
off their front door (see Exhibit A with areas x’d
out). No other plantings in the rock beds or soil
area will be allowed.
c. Planting of vegetables in these areas
will not be allowed.
d. Residents may plant additional flowers
in pots only that can be set amongst the shrubs.
e. No removal of any rocked area to
add additional sod areas will be allowed. Also, no
removal of sodded areas will be allowed to expand
f. Areas planted by homeowners/residents
must be kept up by homeowners/residents. This means
removing any annual type flowers and cutting back
any perennial type plants in the fall. Those homeowners/residents
who do not keep up their planted areas will be assessed
a $250 fee to remove all plantings to restore to original
rocked status. Also, those units that have done their
own plantings who are selling their unit will be assessed
a $250 fee at time of listing to make sure the planted
area is returned to it’s original status.
g. Any homeowners/residents who have
bird feeders are responsible for keeping seed droppings
cleaned up. Keep in mind that if the birdfeeders are,
or become a nuisance to other neighbors, you will
asked to remove them.
VII. ARCHITECTURAL AND EXTERIOR REGULATIONS
A. ARCHITECTURAL CONTROL AUTHORITY
1. Modifications, decorations, changes
or other improvements of any kind shall not be commenced,
erected or maintained upon the common elements without prior
written approval by the Board of Directors. All submittals
must be in writing.
2. Approval shall not be given until plans and specifications
showing the materials, colors, structure, and location and
size of the proposed alteration have been submitted to the
Board of Directors in sufficient detail to assure its structural
scheme and harmony and topography of the complex.
3. The Board of Directors shall approve or disapprove
the request within forty-five (45) days from receipt of all
requested plans and specifications sent via certified registered
mail to managing agent, as outlined above. In the event the
Board of Directors fails to approve or disapprove said request
in writing within forty-five (45) days after said plans and
specifications have been received, approval will be automatically
given as more fully defined in Article VII of the Declaration.
B. ARCHITECTURAL REGULATION
1. No radio, CB, television or other antennae
shall be installed by the owner or occupant anywhere on the
common element without approval of the Association. Satellite
dishes may only be mounted on the chimney chase of ones unit
(see Exhibit B & C). Any dishes mounted on roofing areas
will be removed at owners expense.
2. Owners and occupants shall not place identification or
other signs any place on the property unless otherwise provided
for or as approved by the Association. Small temporary party
signs are allowed but must be removed the next morning. Small
temporary “Garage Sale” signs will also be allowed
only on the day(s) of the garage sale but must be taken down
immediately after the sale.
3. Seasonal decorations and holiday lights are
allowed outdoors to the extent that no screws, nails or permanent
securing devices are used to attach decorations or lights
to buildings or fence areas. Christmas decorations may not
be lit after January 31 and must be taken down no later than
April 1st. All other seasonal decorations or holiday lights
are to be removed within ten (10) days after the season or
holiday event. Failure to take down such decorations or lights
within given time frame will result in the Association contracting
to have them removed and assess the cost back to the homeowner.
4. Large post “For Sale” signs whose installation
requires the posts to be dug into the soil area is prohibited.
Small temporary signs that do not require any digging for
installation will be allowed but must not be attached to any
fencing or building.
5. No rental signs will be allowed posted on the property.
6. See Exhibit D for storm door installation
7. Window replacement: Any homeowner/ resident
interested in completely replacing their windows or patio
door, must do so with product that has been approved by the
Association Board of Directors. This is to maintain the uniform
appearance of the exterior of all the buildings. If any resident
replaces windows or patio doors that are not approved, they
will be required to remove them and re-install the approved
product(s) at the homeowner/residents expense. See the Association
Website for further information and the list of approved products.
8. It is the Homeowners responsibility to replace exterior
light bulbs when they burn out. Light bulbs are not to be
loosened or unscrewed for any reason. All exterior lights
that are regulated by sensors for their on/off abilities are
for safety and for uniformity in the Association. Residents
are subject to fines for unscrewing exterior lightbulbs.
NOTE: If you only need to replace the glass in your windows, you
may use any reputable glass replacement company provided they install
the glass with grid patterns that exactly match the existing windows.
VIII. COMPLIANCE WITH THE RULES AND REGULATIONS
Each owner and
occupant is responsible for full compliance of the Rules and Regulations
by all family persons, guests, visitors, lessees and other persons
during the time they are using the property. By acceptance of title
to the condominium, or the occupancy of the condominium, each owner
and occupant agrees to hold the Association harmless and indemnify
it from and against any liabilities, loss or damages incurred by
the Association as a result of any violations by foregoing persons.
IX. APPROVAL AND DISPPROVALS
Approval of a request, as required by these Rules and Regulations,
is given upon completion of the following steps. In the event these
steps are not completed, the request is considered denied.
A. A written request is received by the Board of Directors or the
Association Management Company.
B. The Board’s approval or disapproval is noted in minutes
of a Board of Director’s meeting.
C. Written notification of approval or disapproval is received
by the requesting member/resident/homeowner from the Board of Director’s
or the Association Management Company.
X. COMPLAINT AND ENFORCEMENT PROCEDURE
A. COMPLAINT PROCEDURE
• Since voluntary compliance with the Associations rules
is not always obtained, it has occasionally been necessary for the
Board to deal with these situations. The policy outlined below is
an attempt to formalize the handling of various complaints addressed
to the Association.
• Members of the Board serve without compensation, and they
are under no special obligation to enforce regulations or arbitrate
disputes between neighbors, except in cases where their authority
is required to obtain compliance with the Association’s rules.
• Complaints regarding violations of the Association’s
rules and regulations will be accepted by the Association Management
Company, but it is asked that the complainant first attempt to obtain
voluntary compliance without official intervention.
• Complaints regarding rule violations must be submitted
in writing to the Board of Directors (through the Association Management
Company). Anonymous complaints will not be accepted. Complaints
will be kept confidential by the Board of Directors as far as practical.
The Board will review the complaint at its next regularly scheduled
meeting or as determined by the Hearing Section.
B. HEARING PROCEDURES
Any violation of any part of the Rules and Regulations will be
subject to the following:
1. First Complaint - Upon receipt of a written
complaint by another owner or occupant detailing the compliant
and the date and place of its occurrence, and upon confirmation
of the complaint by the Board or Association Management Company,
the offending owner will be notified of the next meeting of
the Board, at which time a hearing will be provided to all
parties of the complaint.
2. Hearings - The owner(s) will be allowed a hearing on the
cause of the complaint, and will be provided an opportunity
to be heard by the Board. Following the hearing, the Board
will determine appropriate and reasonable action. The Board’s
decision is final and binding.
3. Second Complaint and Notice of Offense -
Upon receipt of a second written complaint for the same offense,
and upon confirmation of the complaint by the Board of Director’s,
the offending owner/occupant will be notified of the complaint
and assessed a fine deemed appropriate for the offense, unless
the offending party provides a written statement to the Board
within a maximum of five (5) days of receipt of the second
notice of a complaint. Upon receipt of the written statement,
the Board will review the facts and act to enforce the Association’s
Rules and Regulations.
XI. BOARD’S AUTHORITY
A. AUTHORITY TO REGULATE
• The Board of Directors has full authority to review these
Regulations and change, alter, grant waivers, or delegate any portion
or section as it sees fit to further the administration and operations
of the condominiums, and the health, welfare, and safety of the owners
and occupants of the Lake Camelot Villa Homeowners Association.
• Any Regulations, Ordinances and/or Laws that are in place
from the City of Plymouth will supercede any and all Lake Camelot
Villas Rules and Regulations.
B. AUTHORITY TO ESTABLISH AND ASSESS FINES
1. Any owner or occupant who violates these,
or any future regulations, may be required to pay a fine in
an amount determined by the Board appropriate for the infraction,
but not to exceed $200.00 for each time the violation occurs.
Any fine will be assessed against the unit and collected in
the same manner as other Association assessments.
2. The owner shall assume full responsibility for payment
of any assessed fines when the fine is a result of action
by owners, occupants, guests or lessees.
C. AUTHORITY TO ENFORCE
• Any owner or occupant who violates the Board of Director’s
directives and enforcement decisions shall be subject to all legal
remedies available to the Association, its Board of Directors, and
all other residents as provided for in the Governing Documents and
XII. NOTICE TO MEMBERS OF RULE CHANGES
A. AUTHORITY TO REGULATE
The Board of Directors will provide reasonable notice of any changes in these
Rules and Regulations to the members of the Association.
ASSESSMENT AND LATE FEE POLICY
Adopted by the Board of Directors - APRIL 2011
Assessments for common expenses are based on an annual budget and
are due in monthly installments on each month of the year for which
the assessments are made. Special Assessments are due as agreed
by the membership or deemed necessary by the Board of Directors
and the Association Management Company.
Fees not received by the 15th of the month will be considered delinquent.
Fees must be received in the office not just post marked by the
15th to be considered received on time. If the 15th falls on a Saturday
or Sunday, fees will be posted the following Monday and considered
Any homeowner who is delinquent will be obligated to pay an Administration
Late Fee of $15.00 for each unpaid assessment or installment thereof.
In addition, if the account continues to be in arrears after 60
days from the billing date, the Association will send a letter to
inform the owner that the account will be submitted for collection
if payment is not received within ten (10) days of the mailing of
All expenses for the collection will be assessed to the owner’s
lot. Full legal action to collect delinquent association fees could
include foreclosure of the Association’s lien on the property.
Administrative Late Fees will continue to be charged on any past
due amount owing on the account.
Payments received on any delinquent account will be credited to
the oldest assessment first, whether they are regular monthly assessments,
special assessments, fines, collection expenses or late fees, and
then to the most current assessment.
The Board of Directors holds full authority to accelerate the deadlines
established by this policy in the event of a change in the ownership
or where it is in the best interest of the Association to do so.
The Board holds authority to waive or alter the policy for special
cases upon appeal by the owner.
INSURANCE, INSURANCE DEDUCTIBLE POLICY AND HANDLING OF CLAIMS
Adopted by the Board of Directors - NOVEMBER 2016
All homeowners are required to carry their own HO6 insurance policy
over and above the master hazard policy carried by the Association.
Homeowner’s HO6 policy shall have adequate real property coverage
in an amount at least the same as the Association’s master
policy’s deductible. Currently the Association carries a $25,000
deductible on the master hazard policy.
In an insurable event, whether caused by acts of God or by accidental
damage to the inside of a homeowners dwelling, the $25,000 shall
be paid in the following manner.
- When only one dwelling is affected, the homeowner of that individual dwelling shall pay for the deductible amount.
- When more than one dwelling is affected, all affected homeowners shall share the cost of the deductible on a pre-rata share based upon the total claim amount.
In all claim situations, homeowners are to contact the Association
Management Company who will submit a claim to the insurance carrier
for the Association’s master blanket policy if applicable.
Homeowners shall also contact their own HO-6 policy underwriter
to submit a claim on their H0-6 policy. The homeowner’s H0-6
policy shall pay the $25,000 of the Association deductible less
the deductible amount carried on the homeowners H0-6 policy.
All insurance proceeds paid to the Association from the master
blanket policy shall be paid to the affected homeowner or contractor
upon receipt of repair bills evidencing repair work has been completed.
Please refer to the Association website
for a complete and current list of Vendors.
If homeowners are having any problems with their mail box locks
or keys, they will need to contact the US Postal Service to have
locks changed or keys replaced as the postal service owns and maintains
the boxes. The new 1-800 number for postal questions and service
Some of the problems homeowners have experienced in the past are
keys that are hard to get in and out of the lock and locks freezing
up in the winter time. A quick fix it for this would be to spray
WD-40 lubricant or a lock de-icer in the lock and this usually will
loosen up the lock.
RESIDENT INFORMATION QUESTIONNAIRE
Good management indicates that the Board of Directors and management
company are aware of who the owners and/or residents are of the Lake
Camelot Villas Homeowners Association. Please take the time to fill
out this questionnaire so that we may keep our records current and
know how to get in touch with you in case of emergencies. If you are
renting your unit, be sure to update our files with every new tenant.
This information will help keep lines of communication open and keep
our files up to date. This information will be kept confidential.
© 2016, Lake Camelot Homeowners Association